You know that feeling toward the end of a great vacation when you stop and think: I wish I could stay here forever. It might be an all-inclusive resort, a secluded beach, or a fun-filled cruise on the high seas that you just don’t want to leave. Of course, for most people, it’s a fantasy. You can’t just quit your job and live a permanent vacation. But what if you could?

Giving it all up and retiring to live on a cruise ship at 32 seems like a lifestyle choice only available to the ultra-wealthy. However, two financially savvy retired school teachers from Tennessee have managed to do just that, spending under $10,000 for the first eight months at sea.

Falling in love with cruises

Monica Brzoska, 32, and Jorell Conley, 36, met in 2015 while teaching in Memphis, Tennessee. The following year, they booked a week-long cruise to Mexico, Belize, and Grand Cayman. After that, they were hooked on cruising together.

Eight years later, in March 2023, they booked a week-long Caribbean cruise and had the time of their lives. When it was over, instead of returning home to Memphis, they had a wild idea: Why not continue to book consecutive cruises? So, they did just that.

Monica was inspired to start living the life she always wanted after her father........

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