A few days ago, I found an old list of New Year’s resolutions tucked inside a notebook. Alongside the familiar promises to exercise more and spend less time on my phone, I had written: “Save more money.” It sounded sensible, but without an amount, a deadline or a plan, it remained only a good intention.

As the New Year approaches, many families are facing higher living costs and greater financial uncertainty. This makes it an ideal time to turn broad resolutions into practical........

© The Times of Israel (Blogs)