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The biggest tax filing mistake may not be what you think. Here are tips to help

Learn how to overcome procrastination and avoid penalties and unnecessary stress.

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Q: I keep telling myself I’ll get to my taxes when I have more time and feel a bit more organized, but that moment never seems to come. My former partner used to be really on top of this kind of thing, and when we went our separate ways, I tried to carry on with some of the good financial habits she had. Still, without that structure, it’s been harder to stay on track. Last year, the right time to do my taxes never came, and I ended up filing late. It might not have been a big deal, but I had switched jobs and ended up owing a bit. It took me a few months to pay it off, and between the payments, penalties, and interest, it was frustrating and felt avoidable. I don’t think I’ll owe this year, but I’d rather not leave it until the last minute and risk finding out too late. At this point, I’m starting to wonder if there really is such a thing as the “right” time to do your taxes. Are there any simple ways to get started and avoid falling into the same pattern again? ~Eric

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