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How readiness debt is affecting organizations

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29.10.2026

How readiness debt is affecting organizations

AI is creating a new liability that most organizations aren’t measuring or even aware of.

[Photo: Getty Images]

The Fast Company Impact Council is an invitation-only membership community of top leaders and experts who pay dues for access to peer learning, thought leadership, and more.

Every executive team I talk to asks me some version of the same two questions: How fast can we deploy AI? Which AI tools should my team have? But they are asking the wrong questions.

A person or organization can purchase a license to an AI solution in moments, but how fast can people adapt? The answer to this question will decide who succeeds in the AI era.

TECHNOLOGY IS MOVING QUICKLY

AI tools are changing weekly. A workflow can change overnight. A new model can suddenly perform a task that belonged entirely to a person six months ago.

People do not update like software. They need to understand what changed. They need to practice. They need to develop new judgment. They need guidance on when to trust the technology and when to challenge it. They need clarity on where AI’s autonomy ends and their responsibility begins. Eventually, organizations need to know whether people are actually ready. I do not know of a single organization, large or small, that has infrastructure for that.

As the rate of technology innovation accelerates, so does something I refer to as “readiness debt.”

READINESS DEBT IS THE NEW TECHNICAL DEBT

Anyone who has built software understands technical debt. You move quickly. You........

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