The AI boom didn’t kill Silicon Valley—it supercharged its housing market

Despite years of tech migration headlines, Realtor.com says AI wealth is keeping Bay Area real estate intensely competitive.

[Photos: Adobe Stock]

BY Anna-Louise Jackson

The AI boom has become a boon to the Bay Area’s luxury home market as homebuyers are able to bring more cash to closing than a few years ago, according to a new report from Realtor.com.

Buyers made a median down payment of 35% of the purchase price for a luxury home in the greater San Francisco area in 2025, up 6.6 percentage points from a few years ago, the Austin-based real estate site reported on Thursday. That means buyers are bringing about $198,000 extra to closing........

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