I’m in my 30s and worried about property prices. Should I still buy?

July 7, 2026 — 4:00pm

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I don’t currently own any property. I have a small pool of savings, which I’ve been thinking about doing something with. I had considered buying an investment property previously, but now with all the talk after the budget, I’m not so sure as I’m hearing people are losing value on their properties now. So that makes me think maybe property isn’t a good investment. I’m also enjoying the flexibility of renting currently, so I’m not too sure about buying a home. I’m in my 30s, and I am trying to figure out the best way to create some security for my financial future.

So, let’s talk about what’s happening. Are property prices coming down? It would seem so. How long will they continue declining for? Will the market crash? No one has a crystal ball – although whenever there is a big market movement like this, you will see every expert jumping behind a microphone with some predictions. Take them with a grain of salt.

Is this a good thing? It depends. If you’ve been sitting on cash, wanting to get into the market, it might be a good thing. If you bought an over-priced property at the top of the market and are worried about the value of your property plummeting, you probably think it’s a bad thing.

If you bought a good........

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