Forget the flowers: This Mother’s Day gift could net you $730k

April 29, 2026 — 3:01am

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This Mother’s Day, why not skip flowers that’ll only last a week anyway and ask for something far more meaningful? Ask your partner to split their super with you.

Yes, I know, it’s not exactly what Hallmark had in mind, but let me explain why I believe this one decision could be worth more to your financial future than any bunch of service station carnations ever will be.

When I was a financial adviser, when a couple came to me who were about to have a family, we would often discuss who was staying home with the baby and why.

Ninety per cent of the time, when it was a heterosexual couple, they would say that the mum was the one staying home, at least for the first six to twelve months. But what was said next, in almost every conversation, was that childcare wasn’t worth it because it took up too much of a percentage of “her” wage.

Every single time, I’d stop them right there and ask: “What percentage is childcare of both your wages? Because you’re both having this child.”

That question alone was usually enough to change the entire trajectory of the conversation because most couples had........

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