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If Dating Is Breaking The Bank, You’re Doing It Wrong

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28.05.2026

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If Dating Is Breaking The Bank, You’re Doing It Wrong

There is an inherent irony for people who scale back on dating to save money: Finding a spouse can provide significant monetary benefits.

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Single individuals in our society face many obstacles to finding a romantic partner. Those pitfalls start with the logistics of meeting potential suitors and the myriad problems associated with dating apps (a topic for another story entirely). As someone who lives in the nation’s capital, I also recognize that many of my fellow Washingtonians (wrongly, in my view) make political compatibility a deal-breaker.

But stories suggesting that some singles have cut back on dating based largely on financial considerations reveal a troubling lack of creativity. Dating need not — and on some levels, should not — cost a fortune, and people who cut back on dating due to dollars-and-cents considerations are actually making a financial mistake.

Cost vs. Risk Considerations

A recent CNBC article summarized the trend:

Half of single Americans surveyed said they are going on fewer dates or choosing less expensive activities because of rising costs, according to BMO Financial Group’s 2026 BMO Real Financial Progress Index. … 48% of Gen Z adults and 40% of........

© The Federalist