The Consumer Financial Protection Bureau building in Washington, DC.Bill Clark/CQ Roll Call/Zuma

The Consumer Financial Protection Bureau finalized a rule on Tuesday that will bar medical debt from being included in credit scores. Medical debt impacts people’s ability to qualify for home mortgages, car loans, and even renting. The rule will go into effect 60 days after it has been published in the Federal Registrar, which has not happened yet.

The rule was proposed in June, and there was concern after Donald Trump’s victory in the 2024 presidential election that the Biden administration would not have enough time to finalize it. Such anxieties have been especially acute considering........

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