It may not be worth filing a claim against insurance companies in Justice (Small Claims) Court.

Q: I have a $640 claim against two major insurance companies and I am certain I would prevail in small claims court. What do you think my chances are of ever collecting on a judgment in my favor, plus court fees and a small amount for all the time and hassle pursuing this? Are there any powers of enforcement in Texas?

A: Rather than go to justice court (often called small claims court), you should first file a complaint with the Texas Department of Insurance. Go to tdi.texas.gov, then click on consumers, and then “File a complaint.”

You can also call the Office of Public Insurance Counsel at 877-611-6742 to seek their........

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