The cost of filing for probate may cost more than the balance in the account. Is there any other way for my mother to get that money?

Q: My father died recently with a will leaving everything to my 93-year-old mother, who is also named as his executor. Other than a very small joint checking account that passed to my mother, the only other asset is a $300 savings account in my father's name. The bank is requiring letters testamentary in order for my mother to withdraw the funds. I’m almost certain the cost of filing for probate will cost more than the balance in the account. Is there any other way for my mother to get that money?

A: If the checking account and savings account are at the same bank and both appear when you log on to the bank's website or app,........

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