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Let’s face it — Americans have mastered the art of justifying bad money decisions. We tell ourselves we’re being smart shoppers, but in reality we’re sabotaging our wallets with a sneaky little habit called "spaving" — spending more money in the name of "saving" money. 

You’ve seen it. You’ve probably done it. You’re checking out online, your cart says $42, and you see that dreaded $8.99 shipping fee. So, what do you do? You add another $50 worth of items you don’t need just to get "free" shipping. Congratulations — you just spent $50 to save $9. That’s not saving. That’s financial ruin. 

It’s the new American pastime with the proliferation of speedy online shopping. 

GROCERY BILLS IN AMERICA: HERE ARE THE MOST AND LEAST EXPENSIVE CITIES

Retailers are laughing all the way to the bank because they’ve figured out something most people don’t realize about money. We hate losing more than we love winning. The idea of "missing out on a deal" triggers a little emotional panic, and our brains convince us we’re saving money when we’re actually overspending. 

Those special deals we find online don't necessarily save money. (iStock)

It’s why "Buy One, Get One Free" signs exist. You didn’t need the second sweater. You didn’t even want the second sweater.........

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