It’s been a love story for nearly three years, and now Taylor Swift and Travis Kelce have to deal with some champagne problems, including how property will be treated during their marriage (and divided if it ends). With rumors of an early July wedding in New York City swirling, how will the couple now sort out what stays “mine” and what becomes “ours” in the relationship? The answer is almost surely a prenuptial agreement.

Prenups for even ordinary folks are becoming far more common. In a 2022 Harris poll of more than 1,000 adults, 15% of those who had ever been married or were then engaged, said they’d signed a prenup, up from 3% in 2010. But the signed prenup rate was far higher for married and engaged GenZers and millennials than for older generations. And among the unhitched, 40% of millennials and 52% of GenZers said they were “very” or “somewhat” likely to enter into a prenuptial agreement in the future.

Julie R. Colton, a partner and family law attorney at Obermayer in Pittsburgh, Pennsylvania, says that she is seeing not only more, but also a wider variety of couples seeking out prenups. “It’s not just millionaires or billionaires looking for advice,” she observes. One group that stands out to Colton are the children of divorce (notably, Swift and Kelce, both have parents who have separated). Divorce can be messy. Children who have grown up watching such splits have added motivation to make decisions about property and assets before the marriage even happens, she says. As an experienced family dispute mediator, Colton knows that it’s far easier to negotiate terms when you’re not angry at each other.

The Life of a Showgirl (and an NFL Star)

Forbes estimates Swift currently has a net worth of $2 billion. She became a billionaire in October 2023, thanks to earnings from her Eras Tour and the value of her music catalog, making her the first musician to reach the billionaire ranks primarily based on her songs and performances. Her fortune includes nearly $800 million from royalties and touring, plus a music catalog estimated at $600 million and about $110 million in real estate. (With her Eras Tour ending in 2024, Swift came in only second on Forbes’ 2025 Highest Paid Musicians list.)

While not a billionaire, Kelce still has significant wealth. He recently inked a new contract with the Kansas City Chiefs worth up to $54.7 million and has endorsement deals that extend beyond football, including to fashion (in March 2026, Tommy Hilfiger named him a global brand ambassador and creative collaborator). He has also worked with major consumer brands, including Nike, Bud Light, and Campbell’s Chunky Soup. He currently co-hosts the popular podcast New Heights with his brother, former Philadelphia Eagle Jason Kelce.

Everything Has Changed

The podcast also has played a role in their relationship. In the summer of 2023, the pair began dating after Kelce publicly expressed interest in Swift on his New Heights podcast. They officially confirmed the relationship in September 2023 when Swift showed up at Arrowhead Stadium to cheer on Kelce.

In August 2025, the couple announced their engagement on Instagram with a post that simply read, "Your English teacher and your gym teacher are getting married 🧨"

Just before the engagement announcement, Swift appeared on the podcast to promote her 12th studio album, “The Life of a Showgirl.”

That kind of combined star power is irresistible to fans, but from a legal and financial perspective, it makes a prenup the obvious next step.

A prenuptial agreement, or prenup, is a written contract signed before marriage that sets out how a couple’s property, debts, income, business interests, inheritance rights, and sometimes spousal support will be handled if the marriage ends by divorce or death.

Generally, any two people who are legally able to marry can sign a prenup. Each person should have capacity, sign voluntarily, understand the agreement, and provide fair financial disclosure. That disclosure is key since, by law, you can’t really agree to a contract without understanding what you might be receiving and what you might be giving up. Typically, to prove that you’ve made a full disclosure, a prenup includes attachments that make clear what........

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