In the modern world, one of the most critical conditions for economic development and domestic welfare is the accessibility of financial resources to everyone—in other words, financial inclusion. From this perspective, the initiative to create new investment funds aimed at retail (small) investors within the framework of the "State Program on Expanding Financial Inclusion for 2027–2030" approved in Azerbaijan is one of the most strategic steps taken for the country's economic future. This decision is not merely a technical financial reform; it signifies the democratization of capital in the country, the mobilization of "under-the-mattress" savings, and the formation of a completely new economic mindset within the citizen-state-business chain.

Until today, the opportunities for ordinary citizens or small entrepreneurs in Azerbaijan to evaluate their free capital were quite limited. For years, people either converted their small savings into gold and foreign currency to protect them from inflation and kept them at home, or directed them toward bank deposits. Those with relatively larger funds turned to the real estate market. However, none of........

© AzerNews